A storm can really wreak havoc when a tree crashes onto your roof, bringing all sorts of safety risks and expensive repairs. If a tree lands on your roof, you’ve got to move fast—check the damage and get the tree off safely to protect your home. Ignoring it? That’s just asking for leaks, structural headaches, or even someone getting hurt.

You’ll want help from folks who know both trees and roofing. Arbor Management, run by ISA Certified Arborists, offers emergency tree removal in Madison and St. Clair Counties. Their crew gets there fast and handles the job right, keeping your home and yard safe.

So, what should you expect during cleanup and repair? Here’s a rundown of the steps to take if a storm-damaged tree smashes your roof—and how Arbor Management can help get things back to normal.

Immediate Actions for a Storm Damaged Tree on Roof

When a tree crashes down on your roof in a storm, you need to act quickly but carefully. Your safety comes first, and you want to stop more damage if you can. Sometimes you might need to get out and call for emergency help—don’t hesitate if things look bad.

Safety Precautions to Take First

Stay away from the tree and any part of the roof that’s been hit. The structure could be shaky—don’t try to climb up or move the tree yourself.

If you can safely reach your power or gas shutoff near the damage, turn it off. That cuts down the risk of fire or electric shock if wires are involved.

Keep kids and pets well away. Let everyone know the area’s off-limits until the pros show up. And keep your phone handy, just in case.

Evacuating the Home if Necessary

If you spot big holes, sagging, or smell gas, get out right away. Grab essentials—important papers, pets, whatever you need—and leave.

Wait somewhere safe, away from trees and power lines. A neighbor’s house works if you need shelter until things calm down.

Don’t go back inside until an expert checks the roof. Sometimes it’s hard to tell if the structure’s about to give way.

Contacting Emergency Services

If you see downed power lines, smell gas, or someone’s hurt, call 911 immediately. Those are real emergencies.

For tree removal and storm cleanup, get in touch with Arbor Management. Their ISA Certified Arborists cover Madison and St. Clair Counties and know how to handle storm messes safely.

Let your insurance company know about the damage for claims, but don’t try to fix things yourself—leave it to the professionals.

Assessing the Extent of Tree and Roof Damage

After a tree lands on your roof, you’ve got to size up the situation fast. Look for safety risks, take good notes for insurance, and see if your roof’s still holding up.

Identifying Visible Risks and Hazards

Check out the tree first. Are there broken branches or limbs hanging loose that could fall? Look for cracks or dents on the roof from the impact.

Pay attention to electrical wires, especially if they’re down or touching the tree. Keep clear and call the power company if you spot anything sketchy.

Kids and pets should stay away while you check things out. If the tree is big or looks unstable, don’t try to move it. Safety’s the priority.

Documenting Damage for Insurance

Snap clear photos from all angles of the tree and the roof damage. Get close-ups of dents, holes, missing shingles, or any cracks.

Jot down when the storm hit and when you noticed the damage. List any problems you see—leaks, busted gutters, damaged vents.

Hang on to your photos and notes for your insurance claim. The more details, the smoother things go.

Inspecting Structural Integrity

Check the roof’s frame for shifted or busted supports, especially under where the tree hit. If it’s safe, peek in your attic for sagging beams, holes, or water stains.

Listen for weird creaks or popping—that could mean things aren’t stable. If you’re unsure or the damage looks bad, call Arbor Management. Their ISA Certified Arborists in Madison and St. Clair Counties can do a thorough inspection and tell you what’s next.

If you’re staying in the house before repairs, cover holes with tarps to keep out water. Getting a pro’s opinion early can save you a lot of trouble.

Contacting Professionals for Help

If a tree’s crashed onto your roof, don’t wait around—call the right people. You need experts who can remove the tree safely, fix your roof, and help with insurance stuff. Knowing who to call can really make a difference.

When to Call a Certified Arborist

If a tree or big branch hits your roof, bring in a certified arborist like Arbor Management right away. Arborists know how to check the damage and remove risky limbs without making things worse.

They’ll also look at nearby trees to see if you’re at risk for more trouble. With the right tools and know-how, they clean up storm messes without putting your property in danger.

Choosing a Roofing Contractor

After the tree’s gone, you’ll need a roofer. Find someone local with storm damage experience. Make sure they’re licensed and insured—it’s just not worth the risk otherwise.

Ask for a clear quote with details on repairs and materials. A good contractor will keep you in the loop about timing and any surprises. Don’t try to DIY major roof repairs; it’s risky and can turn a bad situation worse.

Working With a Public Adjuster

Dealing with insurance can get messy. A public adjuster works for you, not the insurance company. They help you document damage and negotiate a fair settlement.

If your claim gets denied or the payout seems too low, a public adjuster can spot hidden issues and make sure repairs are fully covered. They’re good at paperwork and can speed things up.

For fast, safe tree removal in Edwardsville, Glen Carbon, and the Metro East area, call Arbor Management’s ISA Certified Arborists. You can ask for a free estimate.

Insurance Considerations for Tree Damage

If a storm drops a tree on your roof, you’ll want to know what your insurance covers, how to file a claim, and how to work with your adjuster. Being prepared helps you get repairs covered and done right.

Understanding Homeowners Insurance Coverage

Most homeowners insurance covers storm damage from fallen trees—including your roof, siding, and other parts of your house. Double-check if your policy pays for tree removal too.

A few things to keep in mind:

Damage to fences, sheds, or outbuildings might be covered separately.
If the tree fell because you neglected it, your claim could get denied.
There’s usually a deductible, so know what you’ll pay before insurance kicks in.

Go over your policy. If you’re not sure, ask your insurer or reach out to Arbor Management for storm damage advice in Madison and St. Clair Counties.

Filing a Storm Damage Claim

Let your insurance company know about the damage as soon as you can. Take photos of the tree and the roof before you start cleaning up—those pics really help your claim.

You’ll need to:

Give a detailed account of how the storm caused the damage.
Provide proof of ownership and your policy number.
Keep receipts for emergency repairs or tree removal.

Don’t jump into major repairs until your adjuster checks things out. Reporting quickly helps move your claim along and keeps damage from getting worse.

Coordinating With Your Insurance Adjuster

Your adjuster will come out to look at the damage and estimate repair costs. Be there when they visit so you can point out everything and talk through repairs.

A few tips:

Share copies of your photos and any estimates from certified pros.
Arbor Management’s ISA Certified Arborists can give detailed reports for your claim.
Ask what’s covered and what happens next.

Good communication and solid documentation make this part way less stressful.

Tree Removal and Cleanup Procedures

Getting a storm-damaged tree off your roof is tricky and needs the right skills. It’s about hiring the right crew, clearing debris safely, and making sure leftover tree parts are disposed of properly so your property stays protected.

Hiring a Tree Removal Service

Pick a tree removal service with real experience in storm cleanup. Companies led by ISA Certified Arborists, like Arbor Management, know how to handle dangerous situations and keep everyone safe. They’ll figure out if the tree can be saved or has to go.

Check that the company’s insured and uses up-to-date equipment. Ask about their emergency response time if you need help fast. Make sure you understand their pricing and process before they start.

Safely Clearing Debris

Storm-damaged trees leave a mess—broken branches, loose wood, random debris everywhere. Cleaning up on your own can be dangerous, with hidden sharp edges, weak spots, or slippery ground.

A pro crew brings the right tools and safety gear. They’ll start on the roof and work their way out, careful not to cause more damage or get hurt. Safety for your home and the crew is always first.

Disposing of Tree Remnants

After the tree and debris are gone, there’s still wood and branches to deal with. Many tree services turn wood into mulch or haul it away for recycling, keeping your yard tidy.

Some companies offer stump grinding to get rid of leftover roots that could cause trouble later. Arbor Management handles cleanup and disposal, so you can ask about options or get a free estimate.

Roof Repair and Restoration After Tree Damage

When a tree damages your roof, you need to act quickly to protect your house and stop things from getting worse. You’ll want to take some temporary steps, see if you need a full replacement, and then get repairs scheduled.

Temporary Protective Measures

Right after the hit, your first job is to keep water out. Cover the damaged area with a heavy tarp or plastic sheeting. Nail or tie it down tight so the wind doesn’t rip it off.

Clear away any loose branches or debris that could cause more problems or clog gutters. Don’t walk on the roof—it’s not worth the risk.

If you have leaks, move furniture and valuables out of harm’s way. These quick fixes help until the real repairs start.

Assessing the Need for Roof Replacement

Wondering if you need a whole new roof? Look for big holes, missing shingles, sagging, or water stains inside. If the damage is widespread, replacing the roof might be safer and cheaper in the long run.

Sometimes a patch or a few new shingles will do, but only if the structure underneath is solid. A professional inspection is a must. Arbor Management’s ISA Certified Arborists can check both the tree and roof damage to help you figure out what’s best.

Scheduling Professional Roof Repairs

Once you know what needs fixing, schedule repairs fast to avoid mold or bigger structural issues. Find a licensed roofer who understands storm repair and insurance claims.

Repairs usually mean swapping out damaged shingles, fixing the frame if needed, and putting on new materials to match your roof. You’ll want to check gutters and flashing too.

Hiring pros like Arbor Management keeps things safe and gets your roof back to normal. Reach out for a free estimate and get started.

Preventing Future Storm Damage to Roof and Trees

Protecting your roof and trees ahead of time saves you from headaches after storms. Keeping trees healthy and well-placed, plus using strong roofing, goes a long way. It’s all about reducing risks and boosting your home’s safety.

Regular Tree Maintenance Tips

Trim dead or weak branches so they don’t fall on your roof during storms. Schedule regular pruning—once a year or every couple of years, depending on how fast your trees grow.

Cut back branches hanging too close to the roof to prevent scraping or breakage. Keep the tree’s crown balanced and not too dense, so wind doesn’t catch it as easily.

Watch for pests or disease that can weaken trees. Arbor Management can spot problems early and treat them. Healthy trees mean fewer hazards.

Evaluating Tree Placement

Trees planted too close to your house are just asking for trouble. Mature trees should be at least 15 feet away from your roof to avoid root or branch issues.

Think about the type of tree and how it grows before planting. Some get tall and brittle, breaking easily in storms, while others are sturdier and safer near homes.

If you’ve got trees in risky spots, get advice from Arbor Management. They can help you decide if a tree needs moving or removing for long-term safety.

Investing in Storm-Resistant Roofing Materials

Strong roofing makes a huge difference when storms hit. Metal roofing, impact-resistant shingles, or reinforced tiles stand up much better to wind and flying branches than standard materials.

But it’s not just about what you use—the way your roof gets installed matters, too. Make sure you’ve got experienced pros handling the job. A well-installed roof just holds up better when the weather turns nasty.

After a storm, check your roof for damage. Catching small issues early can save you from leaks and bigger headaches down the line.

Environmental Impact and Tree Replacement Options

When a storm knocks a tree onto your roof, the mess isn’t just yours to deal with. How you remove the tree can affect the whole yard, maybe even the neighborhood. Dead or broken trees attract pests and can spread disease to the healthy ones you want to keep.

Replacing a lost tree helps keep things in balance outdoors. New trees give you shade, freshen the air, and bring wildlife back. Pick the right tree species, and you’ll help your soil and cut down on erosion, too.

Here are a few tree replacement ideas that work well in most yards:

Native Trees: They’re used to local weather and wildlife love them.
Fast-Growing Trees: Great if you’re impatient for shade or need a windbreak soon.
Fruit Trees: Pretty and you get snacks, but they do need some extra care.
Evergreens: Good for privacy and blocking wind all year long.

If you’re not sure what to plant, Arbor Management’s ISA Certified Arborists can help you choose and get your new tree started off right. They’ll make sure it’s a good fit and has a real shot at thriving.

Keeping up with your trees after storm damage protects your home and helps the environment. If you’re in Madison or St. Clair County, Arbor Management offers safe removal and honest advice about your options.

Community Resources and Support for Storm Recovery

Storms can leave you feeling overwhelmed, especially when trees and roofs take a hit. Luckily, there are people and programs out there ready to help.

Start by reaching out to local emergency services. They’ll know what to do first and can point you to the right resources. Some towns in Madison and St. Clair Counties have assistance programs—think food, shelter, or cleanup help.

Volunteers often show up after storms, too. Local churches or community groups might organize teams to help clear debris and make things safer. It’s worth asking around.

When it comes to tree damage, don’t try to handle big jobs alone. Arbor Management, with their ISA Certified Arborists, can take care of fallen trees and roof repairs. They work throughout Edwardsville, Glen Carbon, O’Fallon, and nearby towns.

If a tree’s on your roof or blocking your way, emergency tree services are available 24/7. Call as soon as you can—waiting just makes things riskier. Arbor Management moves quickly and gives you straightforward advice.

A few storm recovery tips:

Report hazards to local authorities
Don’t be shy—ask neighbors for help or recommendations
Always use certified pros for tree and roof repairs
Keep up with emergency alerts from your city or county

Getting help fast makes a big difference. The sooner you act, the easier your recovery will be.

Frequently Asked Questions

Storm damage from a downed tree is stressful and can get expensive fast. Knowing your next steps, how to keep everyone safe, and what insurance might cover can save you a lot of trouble later.

How should I proceed if a tree damages my roof during a storm?

First, make sure everyone’s safe and stay away from the damaged area. Don’t try to climb up there yourself. Snap some photos for your insurance company, then call a professional tree service like Arbor Management to assess and safely remove the tree.

What steps are necessary for safely removing a tree from my roof?

A pro will check out the scene and make a plan to avoid more damage. They usually remove the tree in smaller sections. Arbor Management’s ISA Certified Arborists bring the right gear and know-how. After the tree’s gone, they’ll take a look at your roof and clear away any leftover debris.

Will homeowners insurance typically cover damage from a storm-felled tree?

Most of the time, yes—if the tree fell because of a storm, your insurance should cover repairs and removal. Double-check your policy, take lots of photos, and keep records. Arbor Management can give you an estimate to help with your claim if you need one.

What are some tips for preventing tree damage to roofs in future storms?

Keep your trees trimmed so weak branches don’t pose a threat. Remove dead or unsafe trees before storm season. Hire ISA Certified Arborists to inspect and care for trees near your house. Healthy trees are less likely to cause problems.

Who should I contact first after a tree damages my roof?

Once you know everyone’s safe, call your insurance company right away. Next, reach out to a certified tree service like Arbor Management in Madison or St. Clair County. They handle emergency storm response and can quickly remove the tree and check for further damage.

How can I assess the structural integrity of my home after a tree impact?

Start by checking for any cracks in your walls, ceilings, or even down by the foundation—sometimes the smallest ones are easy to miss. Notice any spots where the roof seems to sag or if you spot new leaks? Those can be red flags. If you’re unsure, it’s a good idea to call in a home inspector or a roofing contractor; they’ve seen it all before and can catch things you might overlook. Arbor Management often teams up with these pros, too, to make sure everything’s safe once the tree’s gone.